Throughout this entire year, we’ve been hearing mumblings about Biden administration future tax changes and what they may look like. Finally, we’ve gotten some specific changes detailed from Congress and we want to share some of their proposals with you. Top corporate tax rate to go up to 26% on income above $5 million. Trump…

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This year, some of the most frequent conversations we’re having revolve around upcoming tax changes. In 2018, then President Trump lowered tax rates across the board. Ever since, we’ve known that it’s likely tax rates will never be lower than they are right now. Now, under the current administration, tax rates are being heavily discussed…

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During one of my recent blog posts, I went through the discussion of deciding how much to contribute to your employer-sponsored retirement plan if you have one available to you. On top of this, more and more employer-sponsored retirement plans are beginning to offer employees the ability to make Roth contributions instead of pre-tax contributions.…

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It’s no secret that the COVID-19 pandemic from 2020 has altered how nearly everyone views money and savings. We went from an economy here in the U.S. that couldn’t be stopped to literally shutting down an entire economy and workforce and forcing citizens to stay home. That’s like stopping a freight train going 100 mph…

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The age-old argument of real estate versus the stock market… which is better? Which has the best long term performance numbers? While you may be looking for a simple “yes” or “no” answer, there’s truly too many variables to consider. Both can be great investments over the long term, and both can have extremely rocky…

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When it comes to expenses, we all know it is more fun to spend money on things that bring us joy vs. bills and other obligations. When trying to stick to a budget, it can at times be a struggle to feel like there is any left-over cash each month to spend money on the…

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On March 29th of this year, my family welcomed our newest addition, Ivy May. My wife, Rachael, and our first daughter, Ada Jane, could not have been more thrilled to welcome her and expand our family. Thanks to our company’s generous benefits, I was able to take time off work, fully paid, and focus on…

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As America continued to recover from the COVID-19 pandemic in the first half of 2021, the economy and the equity markets made significant progress. My midyear report to you is, as always, divided into two parts. First is a brief recap of our shared investment philosophy; second is my perspective on the current situation. As…

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