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What if you could do what you're passionate about and achieve a work-life balance? What if you were relieved of the pressure to have some massive amount saved?

Retiring while you work is possible no matter your level of wealth. In his book, The Currency of Time, author David Adams introduces his three buckets of life approach to create fluid life financial plans, not emergency retirement quitting plans. Using the three buckets approach will help you feel more free, joyful, and fulfilled.

We can all find joy in the journey of life while still satisfying our ambitions, goals, health, and personal and spiritual lives. Adams teaches us that if we learn to prioritize living life while also planning for the future, we can find the kind of work-life balance that fuels dreams.

Financial Advisor, radio host, and author, David Adams, is a CERTIFIED FINANCIAL PLANNER™ professional and CPA in Nashville, Tennessee. As president of David Adams Wealth Group, LLC - an independent practice offering securities through Raymond James Financial Services, Inc. - Adams is dedicated to helping his clients live well and retire, too. Adams has been committed to the financial well-being of his clients, and now more than ever, Adams is dedicated to changing an industry he feels is broken. His passion for the business centers around helping people restore vital balance and financial strength through life's many transitions, such as selling a business, the loss of a loved one, marriage, divorce, and retirement.



Celebrity Life Coach

Finally, a book that looks at money from the viewpoint of time and the important things in life. A relatable and pleasant journey through a usually tough concept.

Scott Curtis

President, Raymond James Financial Services, Inc.

David’s thought-provoking book encourages and challenges readers to think differently about preparing for and enjoying a more fulfilling life – prior to and once in retirement – rather than becoming obsessed with achieving a future financial objective prior to retiring. David recommends a healthier, more balanced approach by prioritizing life experiences during our working years. I applaud David’s refreshing perspective and expect readers will appreciate this non-traditional approach to how we think about “retirement.”

Miles Adcox

CEO, Onsite, internationally known emotional wellness lifestyle brand

A must-read for anyone searching for the balance between saving money and living their best life. Such a fresh perspective on leading from heart – something this country is longing for.


David was recognized by Forbes in 2018 as one of the top 500 Financial Advisors in the United States and in 2016 as one of the top 40 under 40 independent financial advisors in the U.S. by and REP magazine*. David also appeared on the cover of Investment News as “Advisor to the Stars” for the work he does with musicians and songwriters in Nashville. In 2016, David Adams launched his Retire While You Work radio show, a weekly show on Nashville Newsradio 1510 WLAC and iHeart Radio, offering financial advice and answering listener’s financial questions.

For 2018-2019 and each of the seven years prior, David was recognized by Raymond James as part of the Chairman’s Council for the top 1-2% advisors in the country**. David was also written up in Music Row magazine for helping some of Nashville’s finest songwriters manage the financial ups and downs of the music industry. In addition, to all of his professional achievements in 2016, David was chosen by Nashville Lifestyles as one of their top 25 most beautiful people, followed in 2017 as Top 40 Under 40 in the Nashville Community. The Huffington Post also featured an article on David and his Retire While You Work philosophy.

David serves as a frequent resource for many local, regional, and national news outlets, such as the Nashville Business Journal, Investment News, and Money, etc., as their “go-to” professional on all investment-related matters.

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*2016 Top 40 Under 40 Independent Financial Advisors in the U.S. Advisors on the Top Next Gen IBD Advisors list are ranked exclusively by assets under management. REP. Magazine/ solicited nominations from the top 35 IBDs by headcount. REP. Magazine and do not receive any compensation from financial advisors, participating firms and affiliates or the media in exchange for rankings. Raymond James is not affiliated with or REP. Magazine. **Membership is based on prior fiscal year production. Re-qualification is required annually. These recognitions are not indicative of the advisor’s future performance, are not endorsements, and may not be representative of individual client’s experience.

The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research is based on an algorithm of qualitative criteria and quantitative data. Those advisors that are considered have a minimum of 7 years of experience, and the algorithm weighs factors like revenue trends, AUM, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of 21,138 advisors nominated by their firms, 2,213 received the award. This ranking is not indicative of advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with Forbes or Shook Research, LLC.

*The following Web site is being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor the following Web site or its respective sponsors. Raymond James is not responsible for the content of the Web site or the collection or use of information regarding the Web site's users and/or members.