Archive for July 2021
Should You Contribute Roth or Pre-Tax in Your 401(k)?
The great debate of whether you should make contributions as pre-tax or as Roth can be summed up in two words: it depends. The discussion all comes back to tax rates. Pay taxes now or pay taxes later? In this episode Carson discusses the benefits of both, what to consider, and where each may have…
Read MoreNutrition 101: Decrease Inflammation & Eat What’s in Season
Michelle Norris, Director of Corporate Wellness at SweatNet joined us again for a third installment to our webinar series. This webinar was focused around how you can decrease inflammation in the body and eat more of foods that are in season. Listen in and enjoy Michelle discussing all topics health related! Raymond James is not…
Read MoreReal Estate vs. the Stock Market
The age-old argument of real estate versus the stock market… which is better? Which has the best long term performance numbers? While you may be looking for a simple “yes” or “no” answer, there’s truly too many variables to consider. Both can be great investments over the long term, and both can have extremely rocky…
Read MoreHow Much Should You Contribute to Your Employer-Sponsored Retirement Plan
One of the most common employer benefits in our country right now is an employer-sponsored retirement plan. Or, in other words, a 401(k) or something of the sorts. Other types of employer-sponsored retirement plans are 403(b)s and SIMPLE IRAs. In this episode, Carson discusses the pros and cons of employer-sponsored retirement plans and how much…
Read MoreObligation vs. Leisure Expenses
When it comes to expenses, we all know it is more fun to spend money on things that bring us joy vs. bills and other obligations. When trying to stick to a budget, it can at times be a struggle to feel like there is any left-over cash each month to spend money on the…
Read More6 Months of Expenses in an Emergency Fund Instead of 3
It’s no secret that the COVID-19 pandemic from 2020 has altered how nearly everyone views money and savings. We went from an economy here in the U.S. that couldn’t be stopped to literally shutting down an entire economy and workforce and forcing citizens to stay home. That’s like stopping a freight train going 100 mph…
Read MoreMy Experience With Paternity Leave
On March 29th of this year, my family welcomed our newest addition, Ivy May. My wife, Rachael, and our first daughter, Ada Jane, could not have been more thrilled to welcome her and expand our family. Thanks to our company’s generous benefits, I was able to take time off work, fully paid, and focus on…
Read MoreMid-Year Review 2021
As America continued to recover from the COVID-19 pandemic in the first half of 2021, the economy and the equity markets made significant progress. My midyear report to you is, as always, divided into two parts. First is a brief recap of our shared investment philosophy; second is my perspective on the current situation. As…
Read MoreWhat is Going on with the Tax Increases that Biden has Discussed?
With summer and 99% humidity fully upon us, one of the questions we’ve been getting from clients is, “How high are taxes going to go and when will they take effect?”. It’s a fair question; taxes were one of the top agenda items that Biden campaigned on last fall. There has also been $5 trillion…
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