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Retire While You Work

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David Adams Podcast

Financial advisor and radio host David Adams is a CERTIFIED FINANCIAL PLANNER™ professional and CPA in Nashville, Tennessee. As President of David Adams Wealth Group, LLC, an Independent practice offering securities through Raymond James Financial Services, Inc., David is dedicated to helping his clients live well and retire, too. For more than 15 years, David has been committed to the financial well-being of his clients, and now more than ever, David is dedicated to changing an industry he feels is broken.

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Latest Episodes

What are you expecting in 2021? Our Investment Committee has some thoughts that might interest you when it comes to your money. The David Adams Wealth Group Investment Committee discusses where we are at thus far in 2021 and what could be coming in the near term.

How exactly do politics impact your investments? In this episode, David discusses that very topic. Although they are important to pay attention to, the market has performed well under the leadership of both parties. Regardless of party affiliation, this is important to remember and understand.

David delivers a message from the heart on the year that was 2020 and also touches on what may lie ahead for 2021. There is also a Q&A session at the end, where David fields questions from the viewers.

With one little one already and another one on the way, Carson Odom discusses the joys of parenthood, but also the importance of planning for kids and their future. At the end of the day, regardless of how you choose to save for a child, the most important thing is that you get started.

 

Investors should consider, before investing, whether the investor's or the designated beneficiary's home state offers any tax or other benefits that are only available for investment in such state's 529 college savings plan.  Such benefits include financial aid, scholarship funds, and protection from creditors. Favorable state tax treatment for investing in Section 529 college savings plans may be limited to investments made in plans offered by your home state. Investors should consult a tax advisor about any state tax consequences of an investment in a 529 plan.

Investors should carefully consider the investment objectives, risks, charges and expenses associated with 529 college savings plans before investing. More information about 529 college savings plans is available in the issuer’s official statement, and should be read carefully before investing.

Michael Gibbs, Director of Portfolio & Technical Strategy at Raymond James joins David to give an update on the markets post-election and what can be expected in the coming months. There also is a valuable Q&A session at the end where Mike gives some answers to common questions that came up. Mike is a key part of the investment committee with David and the team.

 

Any opinions are those of the speakers and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in this webinar does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Investments mentioned may not be suitable for all investors. Investing involves risk and you may incur a profit or loss regardless of strategy selected.

Myles Zueger, CFP® is back on the podcast again to discuss the financial implications of getting married and things he believes should be considered by those taking this step. Having recently been married himself there is no one better to have this discussion and honest conversation about this topic.

 

Any opinions are those of the speakers and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in this webinar does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Investments mentioned may not be suitable for all investors. Investing involves risk and you may incur a profit or loss regardless of strategy selected.

Bill Cass, CFP®,CPWA® Director of Wealth Management Programs and Chris Galipeau, Senior Investment Director, Global Investment Strategies of Putnam Investments join David Adams, CPA, CFP® and Time Fries, CFP® to discuss the upcoming election and what affects it may have on the market. In addition, the discussion focuses around other factors that could affect the market that Putnam Investments sees on the horizon.

 

Any opinions are those of the speakers and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in this webinar does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Investments mentioned may not be suitable for all investors. Investing involves risk and you may incur a profit or loss regardless of strategy selected.

Blackrock Market Leader, Cullen Roberts, CIMA® joins David Adams, CPA, CFP® to discuss what is referred to as the four horsemen of 2020 – COVID-19, a trade war, the election, and government stimulus. This episode is the audio of a presentation that was originally given in webinar format.

 

Any opinions are those of the speakers and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in this webinar does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Investments mentioned may not be suitable for all investors. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Raymond James is not affiliated with Cullen Roberts or Blackrock. There is no assurance that any of the forecasts, opinions, or trends mentioned will occur. Economic and market conditions are subject to change. No statement within this podcast should be construed as a recommendation to buy or sell a security or to provide investment advice.  Past performance does not guarantee future results. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. Gold is subject to the special risks associated with investing in precious metals, including but not limited to: price may be subject to wide fluctuation; the market is relatively limited; the sources are concentrated in countries that have the potential for instability; and the market is unregulated. The companies engaged in the communications and technology industries are subject to fierce competition and their products and services may be subject to rapid obsolescence.

Although purchasing your first home can seem like a scary thing, you don't have to do it alone. In this episode, David Adams Wealth Group wealth advisor, Myles Zueger, CFP® discusses his experience in purchasing his first home and some tips he feels all first time home buyers should know.
 

Raymond James Financial Services and your Raymond James Financial Advisors do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be referred to a qualified Raymond James Bank employee for your residential mortgage lending needs.

Carson Odom, CPA, CFP® is back again to discuss lessons that we have learned at David Adams Wealth Group during COVID-19 and how that is shaping our thought process as we close in on election season 2020.

While starting a new business is no easy task, it can be one of the most rewarding adventures to go on. In this episode, David Adams Wealth Group wealth advisor, Carson Odom, CPA, CFP®, discusses what you need to know on the front end to get started on a successful path.

In this most recent episode, David discusses the presidential election as it closes in and the impact that it could have on the market. Additionally, he gives some tips on staying calm during volatile market periods.

Join as David gives his State of the Economy address to clients and friends in what has proven to be an unprecedented year for the markets, economy, and our overall personal lives as Covid-19 continued to be the focus and an upcoming election still looming.

Why is it so difficult to stick to a budget? In this episode, David discusses what all goes into building a budget that you can stick to, as well as how to manage debt effectively. He also touches on what he refers to as a reverse budget, the concept of paying yourself first at the beginning of each month before paying your expenses.

Fees are only an issue in the absence of value. Listen to David's podcast on the value of a Financial Advisor or any professional for that matter.

In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.

In this episode, David discusses the latest market updates in relation to COVID-19. He also shares important information on the federal government’s stimulus package, the CARES Act. Listen to David discuss what he feels is impacting the market, as well as what he feels are the biggest benefits of the CARES Act to individuals and small businesses.


All investing involves risk, including the possible loss of principal amount invested. No investment strategy can guarantee your objectives will be met.

David shares his thoughts about the Coronavirus as it pertains to the stock market. No one is sure how long the market will react to this virus and David shares examples of how the media affects our views and past occurrences similar to other virus scares. Some people are asking David, if they should sell and get back into the market when the things settle. Listen to David's answer to that question in the full episode.

Nashville based Financial Planner, David Adams continues the conversation in this Retire While You Work series, discussing good alternatives to putting money into the stock market. Most financial planners leverage the stock market to build investment portfolios which David does too, however by adding layers to financial plans can help ease concerns.  Listen to the full episode for David's expertise on how to plan for retirement and live comfortably.

Past Episodes

Many people are fearful of retirement and they want to know what the magic number is to retire. David shares that there is no magic number and 95% of the time the number is in our heads. In this podcast, we'll listen to David share some examples from clients and the vast differences between the two. Listen to the full episode for David's expertise on how to plan for retirement and live comfortably.

In this episode, David answers some of the most common questions he receives from his clients - Should I pay off my mortgage? David has listened to the Dave Ramsey show since he started his career, and he agrees with Dave on several things; it’s wise to pay off your mortgage first before you start investing. You can never go wrong being debt-free however, David takes more of a hybrid approach to this because when you start investing young, your money grows through compounding interest. Listen to the full podcast as David shares case studies and tips on how to pay off your mortgage.

In this episode David discusses how he strives make positive impacts on people around him. He learned that chasing financial security and success, was allowing money to take over his life. He felt overworked and over stressed and lost sight of relationships, family and enjoying life. David has examined his priorities and now focuses on his spiritual needs. David explains once you give up control, everything becomes more clear, easier, and more fulfilling.

The financial services industry has trained financial advisors to calculate how much money a person is going to need to retire, and encourage people to live off that money and spend it down. In this episode, David discusses how this concept is out of reach for most people, and extremely demotivating. People often fear they will never have enough money to retire comfortably so they continue to wear themselves down with work, and are never able to enjoy the other aspects of their lives. The financial services industry focuses on the numbers rather than the experiences and feelings that make up a healthy retirement mindset. David Adams is committed to sharing how this mindset needs to change, and teach people a new holistic way to view money for a balanced life.

In this episode, you'll learn the five basic concepts to Retire While You Work. David discusses the ideas that will help you find the work-life balance you crave. Most people think they have to love your job to enjoy your life, and you hear a lot about you aren't doing life right if you aren't doing meaningful work. Passionate work and doing what you love isn't always the reality. David shares how to adjust your mindset when you are in a job you don't love. To hear more from David, listen each week as he shares excerpts from his book, The Currency of Time: A Three Bucket Approach To Live Now And Retire While You Work.

David discusses how the financial industry is broken when it comes to retirement. Most people think they will never have enough to retire comfortably, so they keep working and ignoring other aspects of their life. In this episode, David shares how he would like to change the industry mentality and outdated view of retirement.

Any opinions are those of David Adams and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in these podcasts do not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. Any hypothetical examples are for illustration purposes only. Actual investor results will vary.

In this episode, David discusses the importance of meaningful experiences, not things. When people become ultra-wealthy and accumulate stuff, they become a slave to those things and become less connected to people. Ultimately people need to find a way to enjoy life without money.

Any opinions are those of David Adams and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in these podcasts do not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. Any hypothetical examples are for illustration purposes only. Actual investor results will vary.

David gives an intro and some personal meaning behind to his book "The Currency of Time: A Three Bucket Approach To Live Now And Retire While You Work." 

Any opinions are those of David Adams and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in these podcasts do not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. Any hypothetical examples are for illustration purposes only. Actual investor results will vary.

Any opinions are those of David Adams and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in these podcasts do not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. Any hypothetical examples are for illustration purposes only. Actual investor results will vary.

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