Retire While You Work

To no surprise based on history, this year may have a lot of you scratching your heads. We came off one of the worst calendar year returns for the global markets last year and entered this year with mounds of economic uncertainty… interest rates the highest they’ve been in decades, banks failing, layoffs hitting the…

The SECURE Act 2.0 was an update to the current SECURE Act, which stands for Setting Every Community Up for Retirement Enhancement. The original SECURE Act was passed in 2019 and aimed to make it easier for people to save for retirement. The proposed SECURE Act 2.0 is expected to build on the success of…

Buying your first home is an exciting and daunting experience. It can be overwhelming to navigate the home buying process, especially if you’re not familiar with the housing market. To help you make the right decision, here are some things to consider when buying your first home: Your budget: Before you start looking for a…

As you know, throughout 2022, our Investment Committee made small, but meaningful, defensive tweaks to your strategy. We believe these changes helped to position us during a volatile year where there was nowhere to hide (the Bloomberg US Agg Bond Index was down 13%, S&P 500 around 20%, and Nasdaq around 33%). We weren’t market timers…

An HSA (Health Savings Account) is a tax-advantaged savings account that can be used to pay for qualified medical expenses. However, it can also be used as a retirement savings vehicle. Here are some tips on how to save for retirement through an HSA: One of the main qualifiers for being allowed to contribute to…

The headlines have been roaring the past few days with news of Silicon Valley Banking going under (the largest banking failure since 2008) and now Credit Suisse being in trouble. We knew the effects of the Fed tightening the economy this fast would slowly come to fruition and take time to be felt in different…

The hardest thing I have done to date in my 44 years, was delivering my mother’s eulogy last month. I spoke out a letter in which my father had written to her, along with funny and happy stories of my sweet mother. I just got back from 10 days away in the mountains healing and…

If you are unable to file your tax return by the deadline (usually April 15th), you can file for a tax extension. This will give you an extra six months to file your return, but it is important to note that this is only an extension of time to file and not an extension of…

2022 came and went in what feels like a flash. With it came and went a year where we saw interest rate hikes quicker than any time in history, both stocks and bonds negative for the full calendar year for the first time in 40 years*, and inflation that proved tougher to digest than previously…